Islami Endowment Plan

(FDPS With Profit)


The poor people can easily take this policy by depositing monthly premium with difference term. The policyholder can avail pension benefit in this policy as well.

Sum Assured

Minimum 2 units (12,100 x 2) = Tk. 24,200

Monthly premium

Minimum Tk. 200

Policy Term

10-20 years

Age at commencement

52 years (Max)

Age at maturity

65 years (Max)

Mode of payment

  • Monthly
  • Quarterly, Half-Yearly, Yearly in advance
  • No partial payment of units.

Sum Assured/ Term

Term(Year)    Sum Assured

        10               12,100

        15               17,600

        20               25,300



Maturity benefit

On the survival of the insured till the end of the term full Sum Assured with accrued bonuses will be paid to the insured

Death benefit

On death of the insured during the term of the policy Sum Assured with accrued bonuses will be paid to the nominee(s).


  • Policyholder can avail monthly pension benefit for 10, 15, 20, 25 years instead of one time maturity benefit.
  • On death of the insured during the guaranteed pension period the nominee(s) will be paid the remaining installment of guaranteed pension.


The insured can avail Surrender/ Encashment value after completion of 2(two) years.

Income Tax

  • The Policyholder’s payment net of total premium deposited is subject to 5% tax deduction.
  • The Policyholder can avail tax rebate facility against the policy.
  • Death claim is tax free.